Early Payoff Calculator

Loan Details

Extra Payments

Your Payoff Insights

Original Payoff Date:
New Payoff Date:
Time Saved:
Original Total Interest:
New Total Interest:
Interest Saved:

How It Works

  • Original Payoff: Calculated based on loan amount, interest rate, and term with standard payments.
  • New Payoff: Recalculated with extra monthly and one-time payments applied to principal.
  • Interest Saved: Difference between original and new total interest paid.
  • Time Saved: Reduction in loan term due to extra payments.
  • Assumptions: Extra payments start immediately; one-time payment is applied at the start.
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