VA Entitlement Calculator 2025
Results
Maximum Entitlement: $0
This is the total amount the VA will guarantee for your loan in your selected county, based on the 2025 loan limit. It’s typically 25% of the county limit and represents your full entitlement if you haven’t used any yet.
Remaining Entitlement: $0
This is what’s left of your maximum entitlement after subtracting any used entitlement from previous VA loans. If it’s $0, you’ve used all your entitlement and may need to restore it (e.g., by selling a prior VA-financed home).
Max Loan Without Down Payment: $0
This is the largest loan you can get without a down payment, usually four times your remaining entitlement. If you haven’t used any entitlement, it’s ‘Unlimited’ (lender-dependent), meaning you can borrow more based on your qualifications.
Down Payment Needed: $0
If your desired loan exceeds the max loan without a down payment, this is the amount you’d need to pay upfront, calculated as 25% of the difference. If $0, your desired loan is within your no-down-payment limit.
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